Why It Is Important To Hire Insured Painting Contractors

When searching for an interior painting contractor, you should look for one that carries the right insurance. The type of insurance protection needed depends on the size and scope of your job, as well as where you live. 

Types of Insurance Your Painting Contractor Should Carry

Common types of insurance for painting contractors include workers’ compensation, liability coverage, and automobile insurance.

Workers’ Compensation: Workers’ compensation provides benefits to employees in case of work-related injury. This type of insurance is required in most states, and it can protect you from being held liable if a worker is injured while painting the interior or exterior of your home.

Liability Coverage: Liability coverage protects against any damages that may occur to your property or yourself as a result of negligence by your residential painting company or their employees. If you hire a careless painter and they spill paint all over your brand new driveway, you are going to want this taken care of. And rightfully so! It also covers any legal fees that may be involved. Obringer's Painting and Remodeling goes to great lengths to train employees to complete each job we are contracted to paint safely, expertly, and with respect to you and your property.

Auto Insurance: Auto insurance is necessary to protect against any losses that may occur to vehicles owned or operated by the painting contractor. If you hire a residential painter and they back into your home or vehicle, your property will be restored to its former condition if their vehicles are adequately insured. This is why it is important to hire established, insured painting companies instead of a general handyman using his personal vehicle that may not be insured.

Your painting contractor should be able to provide proof of insurance, and you should always check that coverage is up-to-date, adequate for your needs, and will cover the dates of your project by contacting the insurer. Taking the time to verify coverage can save you a lot of headaches if something goes wrong during the project. 

It’s also important to note that even if a contractor carries the proper insurance, you may still be held liable for any damage caused by their workers. Ensure you fully understand your obligations and the limitations of your coverage before signing an agreement with a painting contractor. 

Why Should My Painter Have Insurance?

Having your painting contractor carry the proper insurance can save you a lot of money in the long run. Not only does it protect you from potential legal fees or expenses related to any accidents or damage caused by their work, but it also gives you peace of mind that they are responsible and trustworthy. Additionally, if anything goes wrong during the project, you’ll be able to rely on the contractor’s insurance coverage to help make it right. 

Insurance is essential for all Pittsburgh residential painters and should never be overlooked when selecting a contractor. Once all of these factors have been addressed, it’s time to make sure that the contractor is qualified to do the job. Ask for references and make sure that you read reviews online from past customers in order to find a reliable, trustworthy painting contractor. 

Hire Obringer's Painting & Remodeling Today! 

At Obringer's Painting & Remodeling, our team of Pittsburgh interior painters is fully insured and prepared to tackle your next project! Call us today to get started on your residential painting project.